Hi Srinivasan
What your formula is doing is basically, taking the first value (or PV), and
the last value (FV), and then from the total range, you want to calculate
the number of years i.e. from F7 to J7 it is 4 to calculate the annual rate.
You can use the rate function as follows:
=RATE(COUNT(F7:J7)-1,0,-F7,J7)
Mangesh