Thank you for the prompt reply... I don't expect the program to know where...I would like help in setting it up so that it always defaults to two decimal points when I enter any number ( I should have made that clearer in my question!)... I went to Excel>Format>Cell>Number and tried different selections( general, number, accounting,etc.) with "2" in decimal amount, but none seem to work...is this what you mean by Excel>Preferences? If not, would you kindly explain where I would locate it?