Help with workbook

[Kevin]

Hi everyone,

I am wondering if there is anything out there that would
help me in the following:

I need a spreadsheet to help me calculate the risks in
lending money using both a FairIsaac/Beacon credit bureau
score input and a series of other indicators.

Is there a "canned" workbook out there anywhere? I need
something for dummies not professors as I am the former
with excel.

Thanks for the help.