Open a new workbook. Customize as you wish. File>Save As Type: scroll down
to Excel Template(*.XLT) and select. Name your workbook "BOOK"(no quotes).
Excel will add the .XLT to save as BOOK.XLT.
Store this workbook in the XLSTART folder usually located at........
C:\Documents and Settings\username\Application Data\Microsoft\Excel\XLSTART
This will be the default workbook for File>New>Workbook.
Existing workbooks are not affected by these settings.
You can also open a new workbook and delete all but one sheet. Customize as
you wish then save this as SHEET.XLT in XLSTART folder also. It now becomes
the default Insert>Sheet.
More can be found on this in Help under "templates"(no quotes).
Gord Dibben Excel MVP
On Wed, 16 Mar 2005 06:45:04 -0800, "B Walsh" <B