Dear Ian:
A template gives a good head-start in creating an application, but they
don't generally do much more than get you started. Creating a lending
library application, even with the headstart of a template, is a pretty big
undertaking (...at least it was for me!). You might want to think about
buying a professional library managment solution. There are many sources for
library software that might do the job for you. There are professional
quality library programs available for very low cost ($50...), or even
freeware. A quick Google search reveals many dozens of vendors selling a
wide variety of library management software. Or, you can find shareware
library systems as well, with a search at
www.tucows.com, or even a Google
search for "free library software".
You might also wish to check my sig for a link to a freeware lending library
application that I have created with Microsoft Access....
Good luck!