Please help for FV and XIRR function.

R

RushatiINDIA

Problem 1:
Rate of Interest (ROI): 7.50% - Compounded Quarterly
Annual Rate Compounded: =FV(7.50%/4,4,0,-1)-1 ie 0.0771

Minimum Investment=Rs. 10 per month
Term = 5 years

What will be FV formula to calculate the following:

Yearly Return=

Net Return=

Net Return should be: Rs. 728.9


Problem 2:

I would like to know whether the xirr calculation showing correct result.

First a person invest Rs. 100000 in a MIS (Monthly Income Scheme) for 6
years from which he will get Rs. 666 per month as return. At the end of the
scheme the Capital will be refunded to the investor.
Second the aforesaid Rs. 666 will reinvest into a Recurring Deposit
(mentioned above) automatically.
What will be Internal Rate of Return?
In my calculation it is showing Less than the First calculation. In my
opinion it should be more than First XIRR calculaton

Example:



HTML Code:
MIS RD MIS+RD

XIRR= 8.19% 7.71% 8.11%

1 -100000 -100000 01/04/2007
2 666 -666 0 01/05/2007
3 666 -666 0 01/06/2007
4 666 -666 0 01/07/2007
5 666 -666 0 01/08/2007
6 666 -666 0 01/09/2007
7 666 -666 0 01/10/2007
8 666 -666 0 01/11/2007
9 666 -666 0 01/12/2007
10 666 -666 0 01/01/2008
11 666 -666 0 01/02/2008
12 666 -666 0 01/03/2008
13 666 -666 0 01/04/2008
14 666 -666 0 01/05/2008
15 666 -666 0 01/06/2008
16 666 -666 0 01/07/2008
17 666 -666 0 01/08/2008
18 666 -666 0 01/09/2008
19 666 -666 0 01/10/2008
20 666 -666 0 01/11/2008
21 666 -666 0 01/12/2008
22 666 -666 0 01/01/2009
23 666 -666 0 01/02/2009
24 666 -666 0 01/03/2009
25 666 -666 0 01/04/2009
26 666 -666 0 01/05/2009
27 666 -666 0 01/06/2009
28 666 -666 0 01/07/2009
29 666 -666 0 01/08/2009
30 666 -666 0 01/09/2009
31 666 -666 0 01/10/2009
32 666 -666 0 01/11/2009
33 666 -666 0 01/12/2009
34 666 -666 0 01/01/2010
35 666 -666 0 01/02/2010
36 666 -666 0 01/03/2010
37 666 -666 0 01/04/2010
38 666 -666 0 01/05/2010
39 666 -666 0 01/06/2010
40 666 -666 0 01/07/2010
41 666 -666 0 01/08/2010
42 666 -666 0 01/09/2010
43 666 -666 0 01/10/2010
44 666 -666 0 01/11/2010
45 666 -666 0 01/12/2010
46 666 -666 0 01/01/2011
47 666 -666 0 01/02/2011
48 666 -666 0 01/03/2011
49 666 -666 0 01/04/2011
50 666 -666 0 01/05/2011
51 666 -666 0 01/06/2011
52 666 -666 0 01/07/2011
53 666 -666 0 01/08/2011
54 666 -666 0 01/09/2011
55 666 -666 0 01/10/2011
56 666 -666 0 01/11/2011
57 666 -666 0 01/12/2011
58 666 -666 0 01/01/2012
59 666 -666 0 01/02/2012
60 666 -666 0 01/03/2012
61 666 -666 0 01/04/2012
62 666 48544.74 49210.74 01/05/2012
63 666 666 01/06/2012
64 666 666 01/07/2012
65 666 666 01/08/2012
66 666 666 01/09/2012
67 666 666 01/10/2012
68 666 666 01/11/2012
69 666 666 01/12/2012
70 666 666 01/01/2013
71 666 666 01/02/2013
72 666 666 01/03/2013
73 100000 100000 01/04/2013
 
R

RushatiINDIA

Still awaiting a favourable reply.

RushatiINDIA said:
Problem 1:
Rate of Interest (ROI): 7.50% - Compounded Quarterly
Annual Rate Compounded: =FV(7.50%/4,4,0,-1)-1 ie 0.0771

Minimum Investment=Rs. 10 per month
Term = 5 years

What will be FV formula to calculate the following:

Yearly Return=

Net Return=

Net Return should be: Rs. 728.9


Problem 2:

I would like to know whether the xirr calculation showing correct result.

First a person invest Rs. 100000 in a MIS (Monthly Income Scheme) for 6
years from which he will get Rs. 666 per month as return. At the end of the
scheme the Capital will be refunded to the investor.
Second the aforesaid Rs. 666 will reinvest into a Recurring Deposit
(mentioned above) automatically.
What will be Internal Rate of Return?
In my calculation it is showing Less than the First calculation. In my
opinion it should be more than First XIRR calculaton

Example:



HTML Code:
MIS RD MIS+RD

XIRR= 8.19% 7.71% 8.11%

1 -100000 -100000 01/04/2007
2 666 -666 0 01/05/2007
3 666 -666 0 01/06/2007
4 666 -666 0 01/07/2007
5 666 -666 0 01/08/2007
6 666 -666 0 01/09/2007
7 666 -666 0 01/10/2007
8 666 -666 0 01/11/2007
9 666 -666 0 01/12/2007
10 666 -666 0 01/01/2008
11 666 -666 0 01/02/2008
12 666 -666 0 01/03/2008
13 666 -666 0 01/04/2008
14 666 -666 0 01/05/2008
15 666 -666 0 01/06/2008
16 666 -666 0 01/07/2008
17 666 -666 0 01/08/2008
18 666 -666 0 01/09/2008
19 666 -666 0 01/10/2008
20 666 -666 0 01/11/2008
21 666 -666 0 01/12/2008
22 666 -666 0 01/01/2009
23 666 -666 0 01/02/2009
24 666 -666 0 01/03/2009
25 666 -666 0 01/04/2009
26 666 -666 0 01/05/2009
27 666 -666 0 01/06/2009
28 666 -666 0 01/07/2009
29 666 -666 0 01/08/2009
30 666 -666 0 01/09/2009
31 666 -666 0 01/10/2009
32 666 -666 0 01/11/2009
33 666 -666 0 01/12/2009
34 666 -666 0 01/01/2010
35 666 -666 0 01/02/2010
36 666 -666 0 01/03/2010
37 666 -666 0 01/04/2010
38 666 -666 0 01/05/2010
39 666 -666 0 01/06/2010
40 666 -666 0 01/07/2010
41 666 -666 0 01/08/2010
42 666 -666 0 01/09/2010
43 666 -666 0 01/10/2010
44 666 -666 0 01/11/2010
45 666 -666 0 01/12/2010
46 666 -666 0 01/01/2011
47 666 -666 0 01/02/2011
48 666 -666 0 01/03/2011
49 666 -666 0 01/04/2011
50 666 -666 0 01/05/2011
51 666 -666 0 01/06/2011
52 666 -666 0 01/07/2011
53 666 -666 0 01/08/2011
54 666 -666 0 01/09/2011
55 666 -666 0 01/10/2011
56 666 -666 0 01/11/2011
57 666 -666 0 01/12/2011
58 666 -666 0 01/01/2012
59 666 -666 0 01/02/2012
60 666 -666 0 01/03/2012
61 666 -666 0 01/04/2012
62 666 48544.74 49210.74 01/05/2012
63 666 666 01/06/2012
64 666 666 01/07/2012
65 666 666 01/08/2012
66 666 666 01/09/2012
67 666 666 01/10/2012
68 666 666 01/11/2012
69 666 666 01/12/2012
70 666 666 01/01/2013
71 666 666 01/02/2013
72 666 666 01/03/2013
73 100000 100000 01/04/2013
Click to expand...
 

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