Switching from doc to docx and xls to xlsx Office 2003 to 2021

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Am updating files from MS Office 2003 to MS Office 2021.
Also from Win 10 to Win 11 OS

2021 seems to have mechanism in “Save as” to change file tails from .doc to .docx
And in Excel from xls to .xlsx

When I “Save As” I’m given a choice of tails including .docx xlsx.

BUT when I select one of tails , I get this message:

You don’t have permission to save in this location.
Contact the administrator to obtain permission.


I AM the administrator.
Can someone tell me how to give permission to myself to save in “this location.”
 
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